Money market funds
If you're looking to store money for emergencies, save for a short-term goal, or 'park' cash from the sale of an investment, money market funds provide a low-risk savings alternative. They invest in short-term debt instruments and bank deposits and are ideally suited to shorter- term investments - typically one to three years.
How do they work?
Money market funds leverage the combined assets of all the investors in the fund and are actively managed by a highly experienced fund manager. With millions of pounds in one pool, the fund manager attempts to obtain the best return on your money by following one or more of the following options:
- Identifying the international financial markets offering the best interest rates
- Deciding when the central banks in different regions will change interest rates
- Evaluating the credit risk of different commercial paper offerings
Money market funds tend to work best when they have scale and a diversified client base. They also provide a good means of credit diversification, because they're typically limited to investing no more than 10% of their funds with any one institution.
At Barclays Wealth, we aim to ensure that our money market funds meet the above requirements.
Learn more about money market funds
To find out more about the benefits of investing with Barclays Wealth, please contact us and we'll be in touch as soon as possible.
Legal information
The products and services described on this page are provided by the following companies, which are part of Barclays Wealth: Barclays Stockbrokers Limited in England & Wales, Barclays Sharedealing Limited in England & Wales, Barclays Bank Trust Company in England & Wales, Barclays Private Bank & Trust Limited in Jersey, Barclays Private Bank & Trust (Cayman) Limited in Cayman Islands, Barclays Private Bank & Trust (Isle of Man) Ltd in Isle of Man, Barclays Bank (Suisse) SA in Switzerland, Gerrard Financial Planning Limited in England & Wales, Gerrard Investment Management Limited in England & Wales, Barclays Bank PLC in England & Wales, Barclays Private Asset Management (Monaco) SAM in Monaco, Barclays Private Clients International Limited in Isle of Man, Barclays Group Representative Office (Nigeria) Limited in Nigeria, Woolwich Plan Managers Limited in England & Wales, Barclays International Funds Group Limited in Jersey, Barclays International Fund Managers Limited in Jersey. For further information on these companies and Barclays Wealth please read the Important Information. Each Barclays Wealth company reserves the right to make a final determination on whether or not you are eligible for any particular product or service
