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Gibraltar mortgages

Mortgages for Gibraltar residents

If you’re a Gibraltar resident, we have the combination of mortgage expertise and local knowledge to help you buy a property on the Rock. Whether you have a specific property in mind, want to remortgage or are looking for an investment opportunity, you’ll find attractive mortgage rates and a choice of repayment options.

Our mortgage services

With our mortgage service for Gibraltar residents, you get:

  • A wide range of mortgages with competitive interest rates
    • Fixed rate mortgages – with the security of set monthly repayments for a specific period
    • Tracker mortgages – so your rate rises and falls with changes in the Barclays Bank Base Rate (BBBR)
    • Mix & Match mortgages – choose a combination of part fixed rate and part tracker so you can enjoy the best of both worlds
    • Investment mortgages – with a wide choice of fixed and tracker options
  • Expert advice from experienced advisers with a detailed understanding of the Gibraltar property market
  • A simple, straightforward application process
  • The peace of mind that comes with the pedigree and resources of the Barclays group

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Remember that where the mortgage is denominated in a currency other than sterling, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF THE DEBT.

For more information or to apply

Call us on +44 (0)1624 684305†

Or visit our branches in Gibraltar

Terms and conditions apply to all mortgage products. We strongly recommend that you obtain your own independent tax advice before proceeding with an offshore mortgage.

Barclays Wealth will require a first legal charge over the property.

As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.

In all forms of advertising and marketing material where repayments are quoted, we will show clearly a typical Annual Percentage Rate (APR). We will also clearly indicate in all lending-related advertising issued in Jersey that we abide by the Code of Practice for Consumer Lending.

The products and services described on this page are provided by the following companies which are part of Barclays Wealth, Barclays Bank PLC in England and Wales and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further information on these companies and Barclays Wealth please read the Important Information.