Buying a new home
Whether you're buying your main home, a place in the country or a holiday getaway, there's always a lot to do when you purchase a new property. We can help you find a mortgage to meet your needs, letting you concentrate on all the other tasks you’ll need to complete before you can move in.
Meanwhile, here are a few things to think about:
Selling your existing property
If you’re selling your home, it’s important to make it stand out from the rest of the properties on the market. Giving it a thorough clean is a good start, especially the kitchen and bathroom. Some
re-tiling and redecorating where it’s needed can make a big difference. Make sure the outside and the front door are welcoming, tidy up the garden and put some of your stuff into storage so you can keep the rooms free of clutter.
Staying in budget
Remember that when you buy and sell properties there are costs to consider, including stamp duty (or other taxes), legal fees and agents’ fees.
Buying property in another country
If you're thinking of buying abroad, familiarise yourself with the country's buying processes and customs. Consider transport links and facilities before making an offer on a property. Our local mortgage experts in the UK, Channel Islands, Isle of Man and Gibraltar can help you understand the market and avoid problems and delays.
Getting a mortgage that meets your needs
We have a range of mortgage options that are suitable for customers in different situations. You can choose from fixed rate, tracker and investment mortgages.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remember that where the mortgage is denominated in a currency other than sterling, CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF THE DEBT.
For more information or to apply
Call us on +44 (0)1624 684305†
Terms and conditions apply to all mortgage products. We strongly recommend that you obtain your own independent tax advice before proceeding with an offshore mortgage.
Barclays Wealth will require a first legal charge over the property.
As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money. And remember, if you should run into any financial difficulties, please contact us as soon as you become aware of them.
In all forms of advertising and marketing material where repayments are quoted, we will show clearly a typical Annual Percentage Rate (APR). We will also clearly indicate in all lending-related advertising issued in Jersey that we abide by the Code of Practice for Consumer Lending.
The products and services described on this page are provided by the following companies which are part of Barclays Wealth, Barclays Bank PLC in England and Wales and Barclays Private Clients International Limited in the Isle of Man, Jersey and Guernsey. For further information on these companies and Barclays Wealth please read the Important Information.
