Barclays

We can give you easy, safe and fast access to your money. You can stay in control of your finances via our 24-hour Telephone and Online Banking service*, by post or by using one of the 1.7 million VISA-linked cash machines around the world.

Bank accounts

• International Bank Account: Provides easy access to your funds and is available in sterling, euros and US dollars.
• Barclays Bank Account: A cheque current account that is held in the UK.
• Barclays overdraft: Very useful if your income and expenditure fluctuate regularly.

Cards

• Barclays Connect Card: A debit card available in sterling only.
• Deferred Debit Card: A debit card available in euros and US dollars.
• Barclaycard Premier Credit Card: Lets you control what interest rate you pay.

* Access may also be limited in some countries due to the prohibited transmission of encrypted data over telephone lines. Please contact your local embassy to check your country's legal position. Accounts will be held in individual currencies.

We offer a comprehensive range of offshore foreign currency services, as well as access to foreign exchange (FX) resources, updates and educational content from currency experts. This can be particularly useful if you are considering: 

• converting money for a house purchase in a foreign currency 
• making regular payments in a foreign currency i.e. paying monthly school fees in a different currency to which you receive your income 
• moving to a foreign country and need to exchange money 
• making a foreign currency payment at a specific time in the future 
• managing your overall foreign currency exposure.

Savings in a choice of currencies

If you're looking to maximise the interest you earn without putting your capital at risk, take advantage of our range of savings and deposit accounts in a choice of currencies.

Long-term savings

Whatever your plans for the future, we can help you grow your wealth by finding the right savings solution to suit your needs and aspirations.

Our range of limited offer Structured Deposits gives you the opportunity to diversify your savings portfolio and potentially earn higher returns than with a standard savings account.

If you want a fixed rate of interest on your savings and don't mind your money being tied up for a fixed period of at least a month, a Treasury Deposit may be a good option.

Investments

If you want to make your money work harder than it will in a savings account and are prepared to accept the risk of losing money, you may want to put your money into an investment.

Why invest with Barclays?

Our approach to investing is built on over 300 years of experience, world-class research and a commitment to understanding your individual needs. Please bear in mind that investments and the income from them can fall in value; you may get back less than you invested. Investing with Barclays International Banking offers:

• The ability to invest in sterling, euros and US dollars. 
• Investments tailored to you: We know that each investor is different and we’ll work with you to establish your unique needs, goals and attitude to risk, tailoring an investment solution for you. 
• Wide choice of investments:  We offer a range of funds and structured products which provide access to equities, bonds, property and other asset classes.
• Wealth management and trusts: Investments arranged and managed to help you get maximum benefit. 
• Offshore investments: The potential to place investments offshore with access to offshore mortgages, investments, trusts and other banking services.
• World-class research: We produce a range of publications from regular updates on evolving trends in financial markets and recommended investment strategies, to more in-depth analysis covering the psychology and demographics of investors, to help you stay on top of your investment decisions.

Whether you're looking to buy your first property, you have another purchase in mind, or you need access to funds for a different reason, we have a wide choice of products to meet your needs.

Mortgage types

Choose from our range of different mortgages and repayment methods:

Fixed rate mortgages Know in advance how much you’ll pay each month. Tracker mortgages Get flexibility and an interest rate that moves in line with the Barclays Bank Base Rate.

Investment mortgages If you're thinking of a property investment, find out how this tailored mortgage could work for you. Repayment options Choose the method that best suits your circumstances and priorities.

Loans

Whether you want a new car, to improve your home or to consolidate your debt, we have a range of secured and unsecured personal loans:

Personal loans Depending on your personal circumstances we may be able to offer you an unsecured Barclayloan personal loan with regular repayments. Secured loans Choose from a range of terms and repayment options.

Releasing equity You may be able to borrow against the equity in your UK property. Unlocking liquidity It may be possible for you to release liquidity from the long-term investments and savings you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

As a responsible lender, we only want you to borrow what you can afford, and in a way that is best for you. When considering your application, your financial circumstances will be assessed before we make a decision to lend money.